Two of our cc companies increased our interest rate a while back. They sent letters explaining they had to do this due to the credit crunch. Right, money is tight, so bleed people for for more. Makes sense does it not?
Quietly though, these immoral people tripled our rates over time. One card we cleared immediately and stopped using. The other we have not been able to because of this tax situation still being unresolved. I have been getting more and more incensed at this company for hiking their rates almost monthly it seems and this month the amount of interest they charged was more than it costs to eat for the month, and we eat well.
I spoke with our accountant and told her and she recommend we clear the debt because she still thinks the tax liability is covered and if not, then we can negotiate.
With great delight i have paid off that card today. Oh it feels good to nobble those b*stards. How STUPID do they think we are? How STUPID are they? Had they not behaved in such a reprehensible way, they’d still be earning some money form us. However greed has ensured they earn NONE from us.
They do this because unfortunately people less well off will have no choice but continue to pay thru the nose in interest because they will not have the funds to pay the card off. The CC companies know this and so they hike the rates, trapping people.
Companies are not dead non entities. They are comprised of PEOPLE. It was a PERSON who made these decisions. It is a PERSON who is responsible and will reap the consequences.
When will people realise that we reap the results of all out actions and beliefs?
The Presidents and PM’s may not see the dead children that result form their wars. The soldiers may not see the children they kill. That doesn’t mean they are not responsible. EVERYONE knows one cannot go to war without killing children. Therefore it is acceptable to those who go to war and who support war that children die in their cause. If they understood what personal responsibility means, they might think otherwise. They would at least know that confessing all to a man in a frock once a week, saying a few prayers by rote, absolves them, or us, of nothing.
If our leaders truly were believers there’d be no war. On either side. (A misnomer since we are all on the same side.)
Belief is everything and we see the results of it all around us. In our personal lives and the lives of others and the world in general. Yet we still deny that our beliefs have any importance. They are ALL that is important. It is our beliefs about ourselves, about others, and about LIFE that cause our suffering or enjoyment. Our views and ideas are the crux of it all.
It follows that if we truly desire change, we must change our ideas. The first idea we must change is the idea that it is others who need to change. The only person who needs to change is the one you see when you look in a mirror. That is where it all begins and ends.
(and those faceless cc company people will reap what they have sown, no matter how they think it is ‘just business’.)